I went on holiday to Canada to visit rellies and friends, and literally while on the way back, my car was burgled. Broken window and various bits of body damage. First they approved my claim, then a few days later called to tell me the claim was now denied. This after multiple trips to glass vendors and panelbeaters to get estimates, at their direction. They gave no reason for declining my claim, so I can only guess that it was pure, unadulterated greed. I cancelled the worthless policy. Suggest you do the same. Avoid at all costs.