Are you looking for fast cash or payday loans, or do you need a payday advance?
Perhaps you're looking to tie yourself over till your next pay day or maybe that unexpected emergency has happened and you haven't got any cash in the rainy day fund.
Good news, we're here to help! Get a $100-$1000 cash advance - If you're a new customer there's zero interest and zero fees on your first loan!
Ferratum's cash loan solutions offer a short-term cash advance so you can cover unexpected costs and expenses when you are caught short. You can repay it back after the next payday. A great option if you need quick cash. We are based in Auckland, New Zealand however we offices providing loans in more than 22 countries across the globe.
How to submit an application?
The loan application process is easy with our 2 step process,
Simply jump online to www.ferratum.co.nz and use our scale to find select how much cash you'd like to borrow and for how long, click submit.
Enter your name, contact details and drivers licence details (If you don't have a drivers licence we accept a certified version of your birth certificate) and a loan officer will call you back to process your quick cash loan.
Can I still get a cash loan if I've got bad credit?
Yes, it is still possible even with bad credit! Ferratum provides cash advances to bad credit customers that meet our lending criteria however a bank statement is usually required for customers who have bad credit. Usually if you've got surplus income after paying off your living expenses we will take into consideration through the application process.
It's my first time submitting an application for a cash loan and I've got good credit.
First time customers with good credit are eligible for our 'Zero Fees and Zero Interest off your first cash loan' provided that the loan is paid back within the agreed due date. New customers are eligible to borrow between $100 - $300 on first cash advance with this amount increasing as we begin to build i'll relationship with you.
How easy is it to apply for a payday loan after the first time?
Very quick and simple! After our customers have repaid their first loan we'll provide you a PIN number letting you borrow from $300 - $600 with a repayment period between 7 - 45 days. We've also got the option of letting you borrow between $700 - $1000 with a repayment period between 15 - 45 days however we're still happy to lend you standard quick cash loan of between $100 - $300.
To re-apply through TXT simple text the word "LOAN" followed by the loan amount you'd like to borrow, how long you need it for and the PIN number we've given to 8778. We'll take care of everything else and most of our existing customer will get their cash loan within the same day!
Example text: LOAN(space)600(space)45(space)12345
What if I've forgotten my PIN or need general help?
No dramas! Our customer care team at Ferratum are more than happy to help. Simple call in to (09) 915 - 0766 or email us at firstname.lastname@example.org.
For more information, testimonials and terms and conditions please visit the Ferratum website www.ferratum.co.nz and get a fast cash loan now.
Does Ferratum offer competitions and prizes?
Yes, Ferratum is very active on social media. As we have a great relationship with our existing customers we would like to reward them with an opportunity to win competitions and prizes. Like our Facebook page to keep up to date with what's going on in Ferratum's world and what ongoing competitions we are running. We are actively involved in mobile, tablet and movie pass giveaways to our loyal customer base.
At Ferratum our customers always come first and are willing to do our best to help you through your request in a getting a quick cash in hurry. Please do not hesitate to contact us for more information.
*Ferratum Loans are recommended for short term long, lending criteria and T's and C's apply.
What makes us different?
The team at Ferratum firmly believe in upholding the highest level of customer service. We will assess all loan applications fairly before making a decision. If you ask us a question we will respond. Caring for our customers has lead to our business having an exceptional customer return rate and we are not going to change the way we treat our customers.
Where does the name Ferratum come from?
Ferratum is a 'Finnish" name from Finland. Our HQ is based in Finland and our offices are located in more than 22 countries around the world. Ferratum was established in Helsinki, Finland in 2005 with the New Zealand office opening in 2011.
I was able to get fast loan from Ferratum to get me through to my next pay day. They had a quick process online that made life easy. I recommend this business to anyone needing a quick cash loan. Thank you for your help Ferratum.