Southern Cross is a not-for-profit organisation. We're working for our members - not overseas owners or shareholders. Any surplus money goes towards improving our healthcare plans and keeping premiums affordable.

Southern Cross is New Zealand's favourite health insurer. We look after the health and wellbeing of over 830, 000 members.

We pay out more claims than any other health insurer.

Look after yourself and we'll look after you with healthy lifestyle rewards and a low claims premium reduction.